TERMS OF USE

1. Acceptance of Terms

By accessing or using the Intellistocks platform (collectively, the “Platform”), you acknowledge that you have read, understood, and agree to be bound by these Terms of Use (the “Terms”). This includes any websites, applications, or services operated by us (collectively referred to as “Intellistocks,” “we,” “us,” or “our”). If you do not agree with any provision of these Terms, you must immediately cease using the Platform. Your continued use of the Platform constitutes your acceptance of these Terms. These Terms form a legally binding agreement between you and Intellistocks.

2. Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) to use the Platform. By using the Platform, you represent and warrant that you meet this age requirement. You also confirm that your use of the Platform complies with all applicable laws and regulations in your local jurisdiction. If you are using the Platform on behalf of a company or other entity, you represent that you have the authority to bind that entity to these Terms, and “you” as used in these Terms includes both you as an individual user and that entity.

3. Scope of Services

3.1. AI-Powered Research & Insights

The Platform may provide artificial intelligence-driven research, analysis, and insights for informational and educational purposes only. All content is general in nature and does not constitute financial, legal, tax, or investment advice. Intellistocks is not a registered investment advisor, and nothing on the Platform should be taken as personalized advice tailored to your specific circumstances.

3.2. No Personalized Advice

Intellistocks does not provide personalized financial, legal, tax, or investment advice through the Platform. Any recommendations or forecasts generated by the Platform’s AI or any other content are impersonal and not tailored to any particular user’s situation. You should consult a qualified professional advisor before making any decisions based on Platform content.

3.3. Content and AI Disclaimers

All Platform content, including any AI-generated research, insights, analyses, or predictions, is provided on an “as is” and “as available” basis, without any warranties of accuracy, completeness, timeliness, or suitability for any particular purpose. Intellistocks uses advanced AI algorithms to generate content; however, you understand and agree that AI-generated content may be imperfect, inaccurate, or incomplete. The Platform’s outputs(such as analytical results or forecasts) are for reference only and should not be solely relied upon for important decisions. You are solely responsible for any decisions or actions you take based on the information or insights provided by the Platform. Always use your own judgment and, if necessary, seek professional advice when interpreting Platform content.

4. UserAccounts and Security

To access certain features of the Platform, you may need to create a user account. You are fully responsible for maintaining the confidentiality and security of your account credentials, and for all activities that occur under your account. To protect your account, you agree to:

• Keep your login credentials confidential: Use a strong, unique password and do not share your username or password with anyone.
• Enable multi-factor authentication (MFA): If the Platform offers MFA or other enhanced security features, you should enable and use them for additional protection.
• Maintain device security: Ensure the devices you use to access the Platform are secure (e.g., use antivirus software, secure networks) to prevent unauthorized access.
• Notify of breaches: Immediately notify Intellistocks at support@intellistocks.com if you suspect or become     aware of any unauthorized access to or use of your account, or any other breach of security.

Intellistocks is not liable for any loss or damage arising from your failure to comply with the above account security requirements. You acknowledge that if you choose to share your account or fail to secure it properly, you assume responsibility for any consequences. Intellistocks reserves the right to suspend or terminate your account (or take other appropriate actions) if we suspect any security violations or misuse of your account or the Platform.

5. User Obligations

When using the Platform, you agree that you will NOT:

• Violate any laws or regulations. This includes all applicable local, state, national, and     international laws in connection with your use of the Platform.
• Engage in fraudulent, misleading, or malicious activities. Do not use the Platform to deceive others, impersonate individuals or entities, or commit fraud.
• Submit unlawful, harmful, or prohibited content. You will not upload, post,     or transmit any content that is illegal, defamatory, obscene, hateful, harassing, or otherwise objectionable, or that contains any sensitive personal data in violation of privacy laws.
• Infringe upon intellectual  property or privacy rights. You must not use the Platform to share content that violates the copyright, trademark, trade secret, privacy, or other rights of any person or entity.
• Transmit viruses or harmful code. You will not introduce any malware, spyware, Trojan horses, worms, or any other code that is malicious or technologically harmful to     the Platform or other users.
• Attempt to breach security or gain unauthorized access. You agree not to interfere with, disrupt, or circumvent any security or authentication measures of the Platform. This includes not attempting to gain unauthorized access to any portion of the Platform, other user accounts, computer systems, or networks connected to the Platform through hacking, password mining, or any other means.
• Use automated means to scrape or  extract data. You will not use robots, spiders, scripts, or any automated system to gather information or data from the Platform without our prior written permission.
• Overburden or impair the     Platform. You will not engage in any activity that could disable, overburden, damage, or impair the functioning or appearance of the Platform or interfere with any other party’s use of the Platform (such as a denial-of-service attack).

Intellistocks reserves the right to investigate and take appropriate legal action against anyone who, in our sole discretion, violates these User Obligations. This may include reporting you to law enforcement authorities, terminating your account, and seeking civil remedies.

6. User Content

• ‍Responsibility for Content: If you submit, post, or upload any content to the Platform (for example, comments, data, text, or any other materials), you are solely responsible for ensuring that your content is lawful, accurate, and appropriate. By submitting content, you represent and warrant that you have all necessary rights and permissions to share that content and to grant the license below, and that your content does not violate these Terms or any applicable law or rights of any third party.
• ‍License to Intellistocks: By submitting or posting content on the Platform, you grant Intellistocks a worldwide, non-exclusive, royalty-free, fully paid-up, transferable, and sublicensable license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display your content (in whole or in part) for the purpose of operating, providing, improving, and promoting the Platform and our services. This license survive seven if you delete your content or terminate your account, but will not cover uses of your content after you remove it from the Platform, except to the extent that we have already relied on your content for the above purposes or are required to retain copies by law.‍
• Content Moderation: Intellistocks does not pre-screen all user content, but we reserve the right (though not the obligation) to monitor, review, remove, or disable access to any user content at our sole discretion. We may remove content that we determine violates these Terms or that is otherwise objectionable, illegal, or may expose us or our users to harm or liability. You understand that Intellistocks is not responsible for any failure or delay in removing such content.

7. IntellectualProperty Rights

• ‍Platform Ownership: All content and materials on the Platform, including but not limited to text, graphics, logos, button icons, images, audio clips, software, and databases, as well as the compilation, arrangement, and assembly of such content, are the property of Intellistocks or its licensors and are protected by intellectual property laws (such as copyright, trademark, and patent laws). Intellistocks (or its licensors) retains all rights, title, and interest in and to the Platform and its content. All Intellistocks trademarks, logos, and service marks displayed on the Platform are our property (or the property of our partners or licensors), and you are not granted any license or right to use them.‍
• Limited User License: Subject to your compliance with these Terms, Intellistocks grants you a limited, revocable, non-exclusive, non-transferable license to access and use the Platform and its content for your personal, non-commercial use only. This license is provided solely for you to utilize the services of the Platform as intended. No other rights are granted. All rights not expressly granted to you in these Terms are reserved by Intellistocks and its licensors.
•  Prohibited Uses: You agree that you will not:
  • Copy, reproduce, distribute,publicly display, or create derivative works from any content on the Platformexcept as expressly permitted by Intellistocks.
  • Modify, reverse engineer, decompile, or otherwise attempt to extract source code from the Platform or any part of our services.
  • Rent, lease, loan, sell, resell, sublicense, or otherwise transfer any portion of the Platform or content to any third party.
  • Use any manual or automated means (such as scraping or data mining) to access or harvest data from the Platform, except as permitted by a separate written agreement with Intellistocks.
  • Use the Intellistocks name, logos, or trademarks without our prior written consent.

Violation of the above may result in immediate termination of the license granted to you and may constitute infringement of our intellectual property rights or those of third parties.

All materials and content on the Platform are protected intellectual property of Intellistocks or its licensors.

8.Forward-Looking Statements

From time to time, Intellistocks or its representatives may make statements on the Platform about future plans, developments, or features of our services (e.g. upcoming updates, new tools, or expected performance). These forward-looking statements are provided for informational purposes only and are subject to change without notice. They are not guarantees of actual performance or delivery, and are subject to factors and uncertainties outside our control. Intellistocks makes no promises or assurances that any such forward-looking statements will materialize or that the Platform will achieve any specific future functionality or results within any particular timeframe. You acknowledge that you should not rely on any forward-looking statements as binding commitments and that no legal liability shall attach to Intellistocks if future developments differ from those expressed.

9. Privacy, Data Protection, and Security

• ‍Privacy Policy: Your privacy is important to us. Our collection, use, and disclosure of personal information through the Platform are governed by our Privacy Policy, which is incorporated into these Terms by reference. We encourage you to read the Privacy Policy to understand how we handle your personal data. By using the Platform, you consent to the collection, use, storage, and sharing of information about you as outlined in the Privacy Policy.‍
• Compliance with Data Protection Laws: Intellistocks is committed to protecting user data and adheres to applicable data protection and privacy laws, including, where relevant, the EU General Data Protection Regulation(GDPR) and the California Consumer Privacy Act (CCPA), among others. We will honor any rights you may have under these laws (such as rights to access or delete your data) as described in our Privacy Policy and as applicable to our services.‍
• Security Measures: We implement industry-standard security measures to safeguard your information. These measures include technical, administrative, and physical protections intended to protect your personal data from unauthorized access or disclosure. For example, we use encryption protocols (such as HTTPS/TLS) to protect data in transit, and we employ encryption and access controls to protect data at rest on our systems. We also regularly monitor the Platform for vulnerabilities and attacks.‍
• No Absolute Guarantee: While we strive to protect your data, no method of transmission over the internet or electronic storage is completely secure. Therefore, Intellistocks cannot guarantee absolute security of your information. You acknowledge that you provide your personal information at your own risk. Intellistocks shall not be liable for any unauthorized access, hacking, data loss, or other breaches that occur despite our safeguards, except as required by law.‍
• User Responsibilities: You are responsible for maintaining the security of your own devices and networks when accessing the Platform. Please use caution when sharing information on the Platform and avoid posting personal data in areas of the Platform that may be publicly accessible. If you choose to share any sensitive information via the Platform, you do so at your own risk.‍
• Data Breach Notification: In the event of a security breach that compromises the privacy or security of your personal data, Intellistocks will notify you and the appropriate authorities as required by applicable law. We will work diligently to mitigate any breach and to fulfill our legal and ethical obligations regarding such an incident.

10.Third-Party Links and Integrations

The Platform may include or provide access to third-party websites, services, products, or content (collectively, “Third-Party Services”) for your convenience (for example, links to external sites, integrations with other financial tools, or data feeds from third-party providers). Please note the following:

• No Endorsement or Control: Intellistocks does not own or control third-party websites or services that may be linked to or integrated with the Platform. A link to     or integration with a third-party service does not imply endorsement, sponsorship, or affiliation with that third party. We provide these links and features only as a convenience to you.
• Separate Terms and Policies: Your interaction with any Third-Party Services is governed by the terms and conditions and privacy policies of those third parties, not     by Intellistocks’ Terms or Privacy Policy. It is your responsibility to review and comply with the relevant third-party terms. Intellistocks is not a party to any agreement between you and a third-party service provider.
• No Liability for Third-Party Actions: Intellistocks is not responsible or liable for any aspect of Third-Party Services. This includes but is not limited to the accuracy, completeness, timeliness, or reliability of third-party information (such as market data or news provided by a third-party data source), the performance or availability of third-party tools or integrations (for example, if a linked brokerage or data feed     experiences downtime or errors), or the security of any Third-Party Service (for example, if a third-party suffers a data breach or unauthorized access). We do not guarantee the quality or legality of third-party content or services.
• Assumption of Risk: If you access or use Third-Party Services through our Platform,     you do so at your own risk. Any transactions, correspondence, or dealings you have with third parties found on or through the Platform are solely between you and the third party. Intellistocks will not be responsible for any loss or damage of any sort incurred as the result of any such dealings. Should you have any issues or disputes with a third party, you agree that Intellistocks is not liable or responsible for those issues and you will address them directly with the third party.

11.Reservation of Rights

Intellistocks reserves the right, at any time and in our sole discretion, to modify, suspend, or discontinue the Platform or any part of it, or to restrict or terminate your access to the Platform, with or without notice. We may take such actions for any reason, including but not limited to your violation of these Terms, suspected fraud or misuse, maintenance or update requirements, or business needs. You agree that Intellistocks shall not be liable to you or any third party for any such modification, suspension, or termination of the Platform or your access to it.

All rights notexpressly granted to you in these Terms are reserved by Intellistocks. Thismeans that any and all intellectual property rights or other rights in thePlatform and its content that are not explicitly licensed to you remain withIntellistocks and its licensors. You shall not take any action inconsistentwith Intellistocks’s ownership of the Platform and its rights therein.

12.Indemnification

You agree to indemnify, defend, and hold harmless Intellistocks and its parent company, affiliates, subsidiaries, officers, directors, shareholders, employees, agents, and representatives (collectively, the “Intellistocks Parties”) from and against any and all claims, liabilities, damages, losses, demands, actions, causes of action, suits, proceedings, judgments, settlements, fines, penalties, costs, and expenses (including reasonable attorneys’ fees and court costs) arising out of or relating to:

• Your use or misuse of the Platform. This includes any activity under your account, whether or not authorized by you, as well as any use of the Platform that violates these Terms or any applicable law.
• Your breach of these Terms. If you violate any provision of these Terms of Use, or any other agreement with Intellistocks, you will be responsible for any costs or damages incurred by the Intellistocks Parties as a result.
• Your violation of any law or regulation or the rights of a third party. This includes any infringement of intellectual property rights, violation of privacy or data protection laws, or other harm to another person or entity caused by your actions or content.
• Your content or communications. Any user content you submit, post, or transmit through the Platform, and any consequences that arise from it (for example, if your     content is alleged to be defamatory, infringing, or otherwise illegal, or if it causes damage to a third party).

You agree that Intellistocks has the right to assume the exclusive defense and control of any matter subject to indemnification by you, and you agree to cooperate fully with Intellistocks in asserting any available defenses and in the defense of such matters. You further agree not to settle any such matter without the prior written consent of Intellistocks.

This indemnification provision is intended to allocate responsibility between you and Intellistocks. The indemnification obligations set forth in this Section will survive any termination or expiration of these Terms or your use of the Platform. Intellistocks reserves the right, at your expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will cooperate with Intellistocks in asserting any available defenses.

13. Disclaimerof Warranties

• ‍Use at Your Own Risk: You expressly agree that your use of the Platform is at your sole risk. To the maximum extent permitted by law, the Platform and all content, products, and services provided through it are provided on an “as is” and “as available” basis, without any warranty of any kind.‍
• No Express or Implied Warranties: Intellistocks and the Intellistocks Parties expressly disclaim all warranties and conditions of any kind, whether express, implied, or statutory, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, and any warranties that may arise from course of dealing or course of performance. No advice or information, whether oral or written, obtained by you from Intellistocks or through the Platform shall create any warranty not expressly stated in these Terms.‍
• Platform Operation and Content: Intellistocks does not warrant that the Platform will be uninterrupted, timely, secure, or error-free, or that any defects will be corrected. We do not warrant that the Platform is free of viruses or other harmful components. Intellistocks makes no guarantee regarding the reliability, accuracy, completeness, or quality of any information or content on the Platform (including any data, results, or recommendations obtained through the Platform). You assume all risk for any reliance on or use of information or content obtained through the Platform.‍
• Jurisdictional Considerations: Some jurisdictions do not allow the exclusion of certain warranties. To the extent that such laws apply to these Terms, some of the above exclusions may not apply to you. In such cases, the warranties will be disclaimed to the fullest extent permitted by the applicable law.

14. Limitation of Liability

• ‍Broad Exclusion of Damages: To the fullest extent permitted by applicable law, Intellistocks and the Intellistocks Parties shall not be liable to you or any third party for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, goodwill, opportunity, or use, even if Intellistocks has been advised of the possibility of such damages. This limitation of liability applies to all causes of action, whether in contract, warranty, strict liability, negligence, tort, or otherwise, arising out of or related to your use of (or inability to use) the Platform or any content or services obtained through the Platform. It applies regardless of the legal theory on which any claim is based, and even if any limited remedy fails of its essential purpose.‍
• Cap on Liability: To the extent that liability cannot be completely excluded, the total aggregate liability of Intellistocks and the Intellistocks Parties for any claim arising out of or relating to these Terms or your use of the Platform shall not exceed the amount (if any) you have paid to Intellistocks for access to or use of the Platform in the twelve (12) months immediately preceding the event giving rise to such liability. If you have paid no fees to Intellistocks for the use of the Platform, Intellistocks’s total liability for all claims will not exceed US $100.00.‍
• Exceptions: Nothing in these Terms is intended to exclude or limit liability that cannot be excluded or limited under applicable law. In particular, none of the limitations or exclusions in this Section 14 will apply to any liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for gross negligence or willful misconduct, or any other liability to the extent that it cannot be lawfully excluded or limited.‍
• Jurisdictional Considerations: Some jurisdictions do not allow the limitation or exclusion of liability for certain types of damages. If you reside in such a jurisdiction, some of the limitations above may not apply to you. In such cases, Intellistocks’s liability will be limited to the maximum extent permitted by applicable law.

You acknowledge and agree that the limitations of liability and waivers in this Section are a fundamental part of the agreement between you and Intellistocks and that Intellistocks would not be able to provide the Platform to you without such limitations.

15. Dispute Resolution

• ‍Binding Arbitration: Any dispute, claim, or controversy arising out of or relating to these Terms or your use of the Platform (including disputes regarding the validity, breach, termination, enforcement, or interpretation of these Terms)shall be resolved exclusively through final and binding arbitration, rather than in court. By agreeing to these Terms, you and Intellistocks each waive the right to a trial by a judge or a jury in a court of law and agree that all claims will be brought on an individual basis in arbitration.‍
• Arbitration Procedure: The arbitration will be administered by a recognized arbitration body (such as the American Arbitration Association, JAMS, or a similar reputable organization) in accordance with that organization’s rules applicable to consumer or commercial disputes, as appropriate. The arbitration will be conducted by a single, neutral arbitrator with expertise in the subject matter, and it may be conducted in person, through the submission of documents, by phone, or online as determined by the arbitrator. The arbitration proceedings, including all documents and information exchanged, shall be kept confidential by both parties, except to the extent that disclosure is necessary to enforce the arbitration award or as required by law. The arbitrator’s award shall be final and binding, and judgment on the award may be entered in any court of competent jurisdiction. Each party will bear its own attorneys’ fees and costs unless the arbitrator rules otherwise or applicable law provides otherwise.‍
• Class Action and Collective Relief Waiver: You and Intellistocks agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action. You further agree that the arbitrator shall have no authority to entertain or arbitrate any form of collective or class proceeding, nor to award relief to anyone but the individual party in arbitration. This means that you waive your right to participate in any class action lawsuit or class-wide arbitration against Intellistocks.‍
• Opt-Out Right: (If applicable) Intellistocks may allow you to opt out of this arbitration and class action waiver provision by following the instructions provided in a specific notice or communication from us (if such an option is provided). Otherwise, by using the Platform, you consent to this arbitration agreement.‍
• Exceptions to Arbitration: Notwithstanding the foregoing arbitration agreement, either party may seek emergency equitable relief in a court of law in order to prevent immediate and irreparable harm (for example, a temporary restraining order or injunction to stop unauthorized use of intellectual property or confidential information). Additionally, Intellistocks reserves the right to bring a lawsuit solely for injunctive relief in any court of competent jurisdiction to address misuse of the Platform, intellectual property infringement, or other claims that would likely not be adequately remedied by monetary damages or arbitration. Such actions shall not be deemed incompatible with the agreement to arbitrate or a waiver of the right to arbitrate other disputes.‍
• ‍Governing Law for Arbitration: The Federal Arbitration Act (9 U.S.C.§§ 1-16) and federal arbitration law govern the interpretation and enforcement of this Section 15. The arbitrator will apply the substantive law of the state of Delaware (excluding its conflict-of-law principles) to the merits of any dispute or claim, consistent with Section 16 (Governing Law) below.‍
• Severability of Arbitration Provisions: If any portion of this arbitration agreement and class action waiver is found to be unenforceable or unlawful for any reason, (a) the unenforceable provision shall be severed from these Terms;(b) severance of the unenforceable provision shall have no impact whatsoever on the remainder of the arbitration agreement or the parties’ ability to compel arbitration of any remaining claims on an individual basis pursuant to this Section 15; and (c) any such claims that are not subject to arbitration shall be litigated exclusively in the courts specified in Section 16 below, and you consent to the personal jurisdiction of those courts for that purpose.‍
• WAIVER OF JURY TRIAL: If for any reason a claim proceeds in court rather than through arbitration, you and Intellistocks each waive any right to a jury trial. You also agree that such a claim may only be brought in your individual capacity and not as a plaintiff or class member in any purported class or representative proceeding.

16. Governing Law and Jurisdiction

These Terms, your use of the Platform, and any disputes arising out of or relating to the Platform or these Terms (including any disputes arising from or concerning their interpretation, violation, invalidity, or termination), shall be governed by and construed in accordance with the laws of the State of Delaware, USA, excluding its conflict of laws principles and excluding the U.N. Convention on Contracts for the International Sale of Goods.‍

• International Use: Intellistocks makes no representation that the Platform isappropriate or available for use in all locations. If you are accessing the Platform from outside the United States, you do so on your own initiative and are responsible for compliance with local laws. Notwithstanding the governing law provision above, you may have the benefit of certain mandatory consumer protection provisions under the laws of your country of residence. However, other respects, the laws of Delaware, USA will govern these Terms and any disputes.
• Jurisdiction for Non-Arbitrable Claims: Subject to the arbitration and class action waiver provisions above, you agree that any claim or dispute that is found by a competent court not to be subject to arbitration (to the extent such an exception may apply) shall be resolved exclusively in the state or federal courts located in the State of Delaware, USA. You and Intellistocks consent to the personal and exclusive jurisdiction of these courts and waive any objection on the grounds of venue or inconvenient forum.

17.Termination

These Terms are main in effect until terminated by either you or Intellistocks. You mayterminate your agreement with us at any time by discontinuing all use of the Platform and closing your account, if you have one. Intellistocks may terminate or suspend your access to the Platform (or any part thereof) at any time, with or without cause, and with or without notice. Grounds for termination may include (but are not limited to) your breach of any provision of these Terms, prolonged inactivity of your account, our decision to discontinue the Platform or a portion of it, or any other reason in our sole discretion.

Upon any termination of these Terms or your account, all rights and licenses granted to you under these Terms will immediately cease. You must stop all use of the Platform, and Intellistocks may, in its discretion, delete or disable access to any data or content associated with your account (except to the extent we are required to retain it by law or for legitimate business purposes, in accordance with our Privacy Policy).‍

• ‍Survival of Terms: Termination of your account or access to the Platform will not affect provisions of these Terms that by their nature are intended to survive termination. The provisions related to Intellectual Property Rights (Section7), User Content License (Section 6), Indemnification (Section 12), Disclaimer of Warranties (Section 13), Limitation of Liability (Section 14), Dispute Resolution and Arbitration (Section 15), Governing Law (Section 16), Entire Agreement (Section 19), Severability (Section 20), Waiver (Section 21), and any other provisions necessary to interpret or enforce the parties’ rights and obligations, shall survive any termination or expiration of these Terms.

18. Changes and Updates to Terms

Intellistocks reserves the right to change, modify, or update these Terms of Use at any time. If we make material changes to these Terms, we will make reasonable efforts to notify you of such changes, for example by posting a prominent notice on the Platform or by sending an email to the address associated with your account. The “Last Updated” date at the top of this document indicates when the latest changes were made.

Unless we specify otherwise, revised Terms will take effect immediately upon being posted. It is your responsibility to review these Terms periodically for updates. By continuing to access or use the Platform after revised Terms have become effective, you agree to be bound by the updated Terms. If you do not agree to any amended Terms, you must stop using the Platform and, if applicable, close your account.

19. Entire Agreement

These Terms of Use, together with our Privacy Policy and any other policies, guidelines, legal notices, or additional terms that Intellistocks expressly incorporates by reference or posts on the Platform (such as any Disclaimers, Disclosures, or Community Guidelines), constitute the entire agreement between you and Intellistocks with respect to the subject matter hereof. This agreement supersedes all prior and contemporaneous understandings or agreements (whether electronic, oral, or written) between you and Intellistocks regarding your use of the Platform.

You acknowledge that no oral or written information or advice provided by Intellistocks or its representatives, unless expressly included in these Terms, will create any warranty or condition or in any way alter the terms of this agreement. Any additional or different terms proposed by you (for example, in any communication or through any purchase order, receipt, or other document) are hereby expressly rejected and shall be of no force or effect.

20.Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court or other tribunal of competent jurisdiction, that provision shall be enforced to the maximum extent permissible and the remaining provisions of these Terms will remain in full force and effect. Each provision of these Terms operates separately. If any provision (or part of a provision) is deemed unlawful or unenforceable, the validity and enforceability of the other provisions shall not be affected. In lieu of any invalid or unenforceable term, a valid, enforceable provision as similar in intent to the original as legally possible shall be substituted, to the extent permitted by applicable law.

21. Waiver

No failure or delay by Intellistocks in exercising any right, power, or privilege under these Terms shall operate as a waiver of that right, power, or privilege. Any waiver of any provision of these Terms will be effective only if in writing and signed by an authorized representative of Intellistocks. If Intellistocks does not enforce any particular provision, this does not imply that we are waiving our right to enforce it in the future. Similarly, a waiver of one breach of these Terms does not constitute a waiver of any other breach or subsequent breach.

22. Contact Information

If you have any questions, concerns, or feedback regarding these Terms of Use or the Platform, please contact Intellistocks at:

Intellistocks
Email: support@intellistocks.com

We will do our best to address your inquiry promptly. Please include sufficient detail about your question or concern, and if you are contacting us to report a violation of these Terms or a security issue, provide all relevant information to help us investigate and resolve the matter.

By using theIntellistocks Platform, you acknowledge that you have read and understood theseTerms of Use, accept them in full, and agree to abide by them. Thank you forusing Intellistocks and for helping us maintain a secure and trusted platformfor all users.

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