Disclaimer & Disclosures

Acceptance of Terms

By accessing, using, or interacting with any websites, applications, services, or communication modes, including but not limited to electronic channels, provided by or on behalf of Intellistocks (collectively, the “Platform” you acknowledge that pyou have read, understood, and agree to be bound by the Terms of Use, Disclaimers, and Privacy Policy (collectively, the “Terms”) published on our website. “Intellistocks,” “we,” “us,” or “our” refer to Intellistocks and its affiliates. If you do not agree with these Terms, you must immediately cease using the Platform. Your continued use of the Platform constitutes your acceptance of these Terms, forming a legally binding agreement between you and Intellistocks

Informational Use & No Advice

You must be at least 18 years old (or the age of majority in your jurisdiction) to use the Platform. By using the Platform, you represent and warrant that you meet this age requirement. You also confirm that your use of the Platform complies with all applicable laws and regulations in your local jurisdiction. If you are using the Platform on behalf of a company or other entity, you represent that you have the authority to bind that entity to these Terms, and “you” as used in these Terms includes both you as an individual user and that entity.

Investment Risks & No Performance Guarantees

All investmentscarry inherent risks, including the potential loss of principal. Any examplesof performance (including returns, forecasts, or strategy outcomes) arehypothetical, backtested, or illustrative in nature. Past or simulatedperformance does not guarantee future results, and market conditions areunpredictable. Analyses may be based on historical data and various assumptions(e.g. market liquidity, absence of unforeseen events) that may not hold true inreal markets. Intellistocks makes no guarantees that outcomes depicted ordescribed on the platform will occur, and actual results may significantly differdue to market volatility, economic factors, and transaction costs.

AI Output Limitations

Users acknowledge that Intellistocks’ AI technology is experimental and may produce inaccuracies, biases, or errors. While we strive for accuracy, no warranty or guarantee is made that AI-generated content is correct, complete, or suitable for any specific purpose. All information and tools are provided “as is”, without any warranty of fitness for a particular purpose. Intellistocks explicitly disclaims liability for any errors or omissions in AI outputs. Always independently verify information obtained from the platform against reliable sources.

No LicensedFinancial Activities

Intellistocks is not a licensed broker-dealer, investment advisor, or financial planner, and is not regulated by financial or securities authorities. We do not perform any activity requiring financial licensure, such as offering securities or personalized investment advice. Any references to regulatory frameworks or licensing (for example, mentioning compliance standards or regulatory guidelines) are provided strictly for informational clarity and do not indicate any official approval, endorsement, or supervision by those regulators. Intellistocks operates as an educational technology platform and all regulatory or licensing references are non-official.

No Personalized Advice

All content on Intellistocks is general in nature and not tailored to any individual’s situation. Nothing on our platform should be construed as personalized financial, legal, or investment advice. Intellistocks does not consider any user’s personal financial circumstances, objectives, or risk tolerances. Users must make their own decisions or seek advice from qualified professionals. If you require advice tailored to your situation, consult a certified financial advisor or other licensed expert.

Intellectual Property & Use Restrictions‍

The content, tools, and data provided on Intellistocks are proprietary to Intellistocks or its licensors and protected by intellectual property laws. Unauthorized use, copying, reproduction, modification, distribution, or republication of any content or materials from the platform is strictly prohibited without prior written permission from Intellistocks. Users receive a limited, revocable, non-transferable license for personal, non-commercial use of the platform. Any attempt to reverse-engineer, scrape, or exploit our content or software is a violation of these terms. All rights to content and data are reserved by Intellistocks and its third-party data providers.

Third-Party Data and References:

The platform may incorporate data, information, or insights from third-party sources (such as market data providers or news services). Intellistocks does not guarantee the accuracy or completeness of third-party information and assumes no responsibility for any third-party content. Any references to third-party organizations, financial products, or services are for informational purposes only and do not constitute an endorsement by Intellistocks. Users should independently verify third-party information and review the terms and policies of any third-party services used.

Collaborations, Partnerships & Strategic Initiatives

Any discussions, announcements, or references on the platform regarding potential collaborations, partnerships, or strategic initiatives referenced herein or elsewhere are exploratory and informational in nature and do not constitute an offer or solicitation of any securities or investment activities. Such references do not create any binding agreement, guarantee, or endorsement. No partnership or collaboration is final unless and until it is confirmed through a formal written agreement executed by authorized representatives of Intellistocks and the third party. Users should not interpret any content as a firm commitment by Intellistocks to partner or act in conjunction with any other entity. No guarantees are given regarding the materialization of any discussed partnerships or initiatives.

No Contractual Relationship or Warranty

Use of the Intellistocks platform does not establish any contractual, fiduciary, or agency relationship between the user and Intellistocks. The platform and its content are provided without any warranties, express or implied. Intellistocks disclaims all warranties, including but not limited to the accuracy, availability, security, or fitness of the platform for a particular purpose. In no event shall Intellistocks be liable for any indirect or consequential damages arising from use of the platform. Any obligations or services beyond the platform’s standard offerings require a separate written contract.

Developmental& Illustrative Purposes

‍All product features, visuals, analyses, and functionalities showcased are under active design and development, provided solely for illustrative purposes. Actual product releases, functionalities, features, timelines, and releases may differ substantially from current demonstrations, announcements or prototypes. Intellistocks explicitly does not guarantee replication of these demonstrations or adherence to specific timelines. Certain capabilities-including but not limited to AI chat and data-driven analytics-may be released incrementally or introduced in phases over upcoming quarters. We explicitly do not guarantee that final offerings will replicate any demonstrations or adhere to any specific timeline. Features may be enhanced, modified, or discontinued based on iterative testing and market feedback.

Regulatory Compliance Notice

Intellistocks endeavors to ensure that its operations and content adhere to applicable international financial regulations and best practices, but this does not imply any official regulation or oversight. Users are responsible for ensuring that their use of Intellistocks complies with the laws and regulations of their jurisdiction. All regulatory information provided (such as disclosures related to investment laws or guidelines) is presented to promote transparency and compliance and should not be misconstrued as indicating a regulated activity or a government endorsement.

Referral & Reward Programs

‍Referral programs are subject to verification. Intellistocks reserves the right to review, verify, and disqualify referrals at its sole discretion, particularly if fraud or irregularities are suspected. A referral is deemed successful only if the referred individual completes a verified signup using a unique referral link. Merely sharing a referral link or generating website visits does not qualify as a successful referral. In cases of duplicated or multiple referrals of the same user, the attribution credit will be awarded solely to the first referrer whose link was actually utilized at sign-up. Intellistocks retains the right to review, verify, and disqualify referrals for suspected fraud or irregularities at its sole discretion.

Updates and Changes

Intellistocks reserves the right to modify or update its content, features, disclaimers, and terms of use at any time without prior notice. We may also remove or amend content and functionality as needed. Users are encouraged to periodically review the Disclaimer and Terms of Use for any changes. Continued use of the platform after updates constitute acceptance of those changes. Intellistocks will endeavor to notify users of major changes when feasible, but it is ultimately the user’s responsibility to stay informed of the current terms and policies.